All around the world disasters are on the increase. In the last 10 years droughts, earthquakes, extreme temperatures, floods, storms, volcanic eruptions and fires have killed over a million people, affected 2 billion and caused almost $1.5 trillion in damage. When a disaster strikes, our homes are on the front line. This documentary will examine why our homes are so vulnerable and reveal some surprising regulations sanctioned by governments that put homes at risk. In America there are no federal standards for building codes designed to make our properties safer. In fact some states have no building codes at all. In the U.K. despite the increased incidence of flooding, the government allows development on flood plains.